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Our data is manually curated and verified against local MLS sales, whereas Zestimates use generalized algorithms that often miss neighborhood nuances.

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Rent vs Buy Calculator

Compare the long-term costs of renting versus buying in local markets.

Your Scenario

Market

Home Price

Monthly Rent

Down Payment20%

Interest Rate6.5%

Years to Stay5 years

Annual Appreciation3%

Annual Rent Increase3%

Renting Wins

Save $4,542 over 5 years

Monthly Costs

Buying

$3,485

$2705 P&I + $780 Tax/Ins

Renting

$3,124

FMR for 2BR in market

After 5 Years

Total Rent Paid

$199,029

Total Buying Cost

$316,128

Home Value

$620,212

Equity Built

$219,557

Break-even point: Buying becomes cheaper than renting after approximately 6 years.

This calculator provides estimates based on simplified assumptions. Actual costs may vary. Does not include maintenance, HOA fees, or opportunity cost of down payment. Consult a financial advisor for personalized advice.